Financial operations in Africa are fragmented.
Businesses stitch together a patchwork of tools — invoicing here, FX there, stablecoins on a separate platform, payroll in spreadsheets, banks that don't talk to each other. The result: slow execution, manual reconciliation, and lost revenue.
One platform that interprets, prepares, routes, and executes.
BoundlessPay collapses the financial stack into a single programmable layer. Every action — from a sent invoice to a cross-border payroll — flows through the same engine.
Interpret intent
Natural language or API calls translated into structured financial actions.
Quote live
Compare real rates per route, each with its own speed tier and a visible expiry countdown.
Route best rails
Stablecoin, local bank, mobile money, or card — chosen from the rate you confirm.
Require approval
Multi-signer review, policy checks, and compliance gating.
Track & settle
A live status timeline from queued to completed, with full audit trail and webhooks.
One platform, two ways to grow.
Built for every financial workflow your business runs.
Cross-border payouts
Send to 170+ destinations. Compare live rates side by side and pick the route by cost or speed.
Instant @tag transfers
Pay another BoundlessPay business by its handle. Same currency, arrives instantly, no transfer fee.
Checkout, POS & reconciliation
Take payments online, in store, and by bank transfer, with every payment matched to its order.
cNGN, stablecoins & treasury
Hold and move naira, cNGN on Base, USDT, and USDC on live prices, with liquidity always in view.
AI invoicing & collections
Auto-draft, send, and chase invoices. Generate payment links across local and stablecoin rails.
Payroll across markets
Run multi-country payroll with compliance, tax, and approval workflows built in.
Embedded payments APIs
Drop-in collections, wallets, payouts, and KYC for fintechs and platforms. Live access starts on Business.
Agent-powered ops
Let BOB and your own agents operate within scoped policies and approval limits.
Crypto wallets & custody
Suite balances plus self-custody wallets you control, with transfers both ways on Business plans and above.
Launch your own app
Stand up a branded finance or commerce app from a template in App Studio.
Developer-first payment infrastructure.
Balances, checkout, payouts, payroll, savings, Merchant Hub, rates, and approved conversion workflows — supported by public docs and sandbox tools for every plan, with live API keys, signed webhooks, and wallet infrastructure from Business upwards.
REST + Typed SDKs
A typed TypeScript SDK plus clear cURL, Node, and Python examples.
Realtime webhooks
Idempotent, signed, and replay-safe events on Business plans and above.
Compliance-aware
KYC/KYB, sanctions, and travel rule baked in.
Sandbox + fixtures
Test eligible workflows without moving real money.
// Create a cross-border payout
const payout = await boundless.payouts.create({
amount: 5000,
currency: "USD",
destination: {
country: "NG",
rail: "auto", // stablecoin | bank | mobile_money
account: "0123456789",
},
approval: { signers: 2 },
metadata: { invoice_id: "inv_8821" },
});
// → eligible route selected
// → awaiting approval (2/2)
// → webhook: payout.completedA command center for your money.
Ask for a business task and keep it inside owner-set limits. After confirmation in BOB, a payout to a saved recipient may proceed within its safe threshold; new recipients, over-limit requests, and workspace approval rules queue in Business Suite. Business payouts stay off until the workspace integration is enabled.
Parsed intent
Natural-language instruction decoded into a structured payout plan.
Prepared
An eligible route is proposed with its fees and controls.
Awaiting approval
2 signers required · policy checks passed.
Designed for enterprise trust.
Approval flows
Configurable multi-signer policies per amount, corridor, or counterparty.
Transaction review
Every action surfaces for human review before execution.
Audit trails
Immutable logs of intent, route, approver, and settlement.
Partner-led compliance
Licensed partners across jurisdictions handle KYC/KYB and reporting.
Local context. Global ambition.
BoundlessPay brings business tools, merchant operations, and programmable infrastructure into one controlled workspace, while showing which services are available in each market.
Business workflows designed around the realities of each supported market
Cross-border and digital-asset capabilities connected where approved
Rates, fees, status, and availability shown before you commit
Permissions, approvals, and audit evidence around sensitive actions
Build financial workflows that execute.
Join thousands of businesses and developers using BoundlessPay to power payments across Africa and emerging markets.